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Define a quality
business and transaction strategy. A robust,
stress-tested strategic and operating plan, that is
well-articulated and documented, can be the
centrepiece for aligning constituent interests
around the current and long-term potential of the
business. Whether the context is a financial
recapitalization, an administration, or proactive
retrenchment by management—a solid strategy and
implementation plan is often the basis for valuation
and for effective capital structure design. Distinct
business plans for the going concern and for each
new strategic initiative allow for active monitoring
of the improvements and change.
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Understand and
actively manage the restructuring process.
Although the context for a restructuring can vary by
industry and for specific business conditions, there
are a number of similar issues and steps that an
experienced advisor knows how to manage and
capitalize on. In a formal proceeding, a
restructuring will involve a number of legal and
procedural steps that must be adhered to—and prior
expertise is essential. In less formal proceedings
or self-initiated restructuring, there are sets of
“best practices” that can ensure that the process is
smooth and effective. These include addressing and
synchronizing such items as tax structuring,
accounting treatment, due diligence/valuation for
asset dispositions or M&A, negotiation with lenders
and reporting frameworks and disclosures to banks,
bondholders, capital markets and board members.
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Manage the
expectations of investor and other constituent
groups. In order to effect a successful
restructuring, management, employees, the board and
the various investor groups should have a shared
view of the plan, the value proposition for any
change and the accompanying risks. Expectations can
be managed best through open, well-structured and
well-supported communications that lay out the
elements of the restructuring plan; provide a
framework for identifying and assessing the impact
on the various constituencies; and define how
progress and results will be measured.
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Ensure a world-class
approach to valuation. Understanding
value creation will improve alignment among
management, investors and other constituencies over
the direction and agenda for the restructuring. All
financial restructurings are ultimately credit
decisions based on assessments and points of view of
value and anticipated cash flow performance. In the
process of developing and executing a restructuring
program, the management/restructuring team must
understand the sources and timing of sustainable—and
one-time additions—to enterprise value. They must
understand and pay close attention to the credit
evaluation models used by the capital markets—and
ensure that the design and implementation of a
restructuring provides for adequate liquidity and
capital structure flexibility to protect and grow
value going forward. In addition, they must attend
to the effect of tax structure on capital structure
design, as well as the value of future growth
options and the intangible assets (such as
intellectual property) that the enterprise may
possess.
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Build the defensible
case(s) for restructuring—focused on the economics
and the financial model of the business. In the
early days of a restructuring, a 13-week rolling
cash flow projection is critical in situations of
distress and liquidity crunch. Longer term, good
capital management requires close stewardship over
the economic and value-driver assumptions. A clear,
credible, financial and economic model will help
identify and display the impact of various
strategies and transaction alternatives; it will
help demonstrate the pro forma impact of
transactional, operational and tax strategy
alternatives; and it will enable speed and alignment
through the restructuring process.
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Ensure liquidity and
protect operations from the impact of financial
distress using short-term operational and financial
solutions. Generate cost savings through rapid
and proactive closure of non-performing business
units. Enhance cash flow through better cash flow
management techniques and freeing up available
liquidity within the existing organization. The
restructuring team must understand short and
longer-term sources of enterprise value, and protect
on-going operations from the cost of financial
distress. It is critical that short-term solutions
do not destroy or jeopardize the optionality and
future growth value embedded in the business model.
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Use the “down
economy” as a strategic tool to protect value and
reposition for growth. An economic downturn
provides management, its board and investors the
opportunity to assess strategic and financial
direction—and to refocus on core, value-centric
parts of the business. A “down economy” provides
an opportunity to take advantage of M&A transactions
that were not otherwise possible. A workout is also
an opportunity to re-set an inefficient or unwieldy
capital structure through a programmatic approach to
addressing the various creditor groups and improving
overall pricing and cash flow flexibility going
forward.
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Understand tax
requirements and utilize tax-efficient strategies to
protect and grow value. Tax strategy and
structuring is an integral component of improving
cash flow generation and value creation. Tax
strategy should be developed in conjunction with
overall enterprise strategy and organizational
design—and not be an after-thought once a specific
transaction has been agreed, or a specific
deployment of assets defined.
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Understand the legal
process and the role of legal advisors.
Restructuring a business requires insight into
potential issues in finance law, mergers &
acquisitions law, insolvency law and related
regulatory areas. Cross-border matters may be
subject to overlapping and possibly contradictory
regulations. Obtain advice from experts with
extensive experience in the legal issues and
jurisdictions involved in a given restructuring.
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Know what to look for
in the capabilities and experience of your
restructuring advisor. Restructurings are
complex undertakings that involve the
synchronization of a number of financial, strategic,
operational and reporting issues. In many cases, a
restructuring can involve analysis and negotiation
on many fronts to achieve success. It is critical
that the restructuring advisor you retain has “been
there before”—and not only understands the
compliance-related aspects of a proceeding, but also
knows how to determine, protect and grow value
throughout the process.
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